Wednesday, 28 February 2007

Wallet Phones


Burgers paid for by mobile phone’. This article on the BBC news website made me laugh this morning. One of Japans top mobile phone providers has made a deal with McDonalds to allow customers to pay for their happy meals with their mobile phone. Besides the fact it allows corporations to collect more information on your spending habits it seems like a great idea.
I have already seen mobile phones used for payment into football matches, concerts and so on by swiping a bar code in a text massage on your phone instead of a ticket. Also, my personal favourite which is using your mobile phone to pay for ‘pay and display’ parking by phoning a particular number, they even send you a text ten minutes before your time is up. This potentially would save me lots of money. I tend to have the more relaxed attitude of not paying for parking if I don’t have any change based on the argument that if I get a £30 ticket one in ten times then the saving on the parking payment will pay for the ticket. Unfortunately this hasn’t quite worked out for me just yet.

But the burger example uses a different technology. This is a variation on the ‘mobile wallet’ technology, where can be used similar to a contact-less fob key to pay for purchases (a pin number is used for more expensive transactions). So, soon enough my mobile phone which is already my camera, MP3 player, PC and photo album will also be my new visa card, train pass and sports club card. Then, I would really be depressed if I lost my mobile phone

26 comments:

Anonymous said...

Being a cautious cynic, thought not a technophobe, I look to find the negative effects of such technology. I would definitely want to insure my wallet phone and insurance premiums would probably be high. Would it provide a secure form of payment or would hackers be able to move from credit card fraud to 'cyber' wallet phone fraud? I think that although it is a feature for convenience, the thought of combining an MP3, mobile, camera, video player and recorder with a credit card, would entice the criminal-minded of our society. Computers have been hacked into, mobile phones have been stolen, credit cards have been copied, and internet banking is under threat...a wallet phone would be the next target.

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